Please include pictures labeled EdWhite Lifetime Award, Kim Graham Lifetime Award and Fritz (full page)
KIM GRAHAM, FRITZ KREUTZINGER AND ED WHITE RECEIVE LIFETIME ACHIEVEMENT AWARD
The Indiana Independent Automobile Dealers Association proudly presented Life Time Achievement Awards to Kim Graham, owner of Kim Graham Motors, Fritz Kreutzinger, owner of Fritz Associates, and Ed White, owner of White’s Auto Sales. Each of these men have been Indiana State Quality Dealers and have served as the Association’s President. The Life Time Achievement Award was presented for their leadership and dedication over the past 25 years and in grateful appreciation and recognition of their commitment of excellence to the automotive industry and dealers of the association.
To: Dealer Customers
From: R. Scott Waddell, Commissioner
Date: September 13, 2012
Re: Title Service
Over the past few years, the BMV has
implemented several different processes for dealer title service in an attempt
to find a system that was efficient, timely and cost effective for both the
dealer and the agency. Our goal of assisting the individual customer with
overall branch visit times of less than 15 minutes must also include how we can
enhance the commerce aspect of our corporate customers such as you.
With this philosophy in mind, we will
be adopting the following rules for dealer title processing in branches,
effective October 1, 2012:
All titles brought to the branch will
be processed within three (3) business days.
Knowing the three day turnaround time
will allow our dealer customers to plan appropriately.
Titles with corresponding
registrations will be processed while you wait.
If the branch has available resources
at the time the title(s) is/are dropped off, branch management has the
authority to process as many dealer titles as resources permit while you are in
the branch. Please note, this may result in some titles being processed
immediately, while others will be subject to the three day turnaround time.
“Premium” services providing
enhanced/immediate title processing services tailored for dealers are available
through our BMV Certified Partners, located throughout the state. These
partners are listed on the myBMV.com website.
We are confident that this new process
and options available to you will provide more flexibility, consistency and
dependability in meeting your titling needs. Thank you for your cooperation in
For your convenience, Certifed BMV
Partner contact information is listed below:
Current BMV Certified Partners
(Additional Convenience Fees Apply)
Computerized Vehicle Registration
3665 Priority Way South Drive,
Indianapolis, IN 46240
5907 Covington Road, Unit C, Fort
Wayne, IN 46804 Phone: 800-876-2312
Diversified Vehicle Serices, Inc.
(DVS) diversifiedvehicleservices.com 1919 South Post Road Suite B, Indianapolis
IN 46239 Phone: 877-387-4639 Email: firstname.lastname@example.org
Envirotest Systems Corp.
1171 Breuckman Dr. Suite B, Crown
Point, IN 46307 Phone: 219-661-8220 http://www.etrindiana.com/about
Express Motor Vehicle Administration
3960 Southeastern Avenue, Indianapolis
AAA Hoosier Motor Club
Refer to the BMV website
www.in.gov/bmv for branch locations and contact information.
Indiana’s Andersen named Executive of the Year
Debbie Andersen, executive director of the Indiana Independent Automobile Dealers Association, was selected by her peers as NIADA’s 2012 Association Executive of the Year.
Andersen, has headed the IIADA since 2001 after serving six years as the association’s accountant, and has used her background as a CPA to put IIADA in a strong financial position.
"The association was going through hard economic times," said 2011 Executive of the Year Jim Mitchell of Ohio, who presented the award to Andersen during the 66th Annual NIADA Convention & Expo at Caesars Palace in Las Vegas.
"But today it is on solid financial ground and the association’s membership has grown to its highest level."
The winner is chosen by the executives of the state independent auto dealers associations nationwide.
"I’m very honored," Andersen said, "because it’s a selection by my peers, and to be honored by your peers, I think, is the ultimate in respect."
When Andersen took on the executive director job, she knew from her stint as IIADA’s accountant that getting association’s financial house in order would be her first order of business.
"I knew I was getting into a big financial mess," she said. "That’s why I was brought in to be the CPA in the first place. They were very financially challenged. When the executive director resigned, I thought, ‘Yeah, I’d kind of like to do that.’ And I truly enjoy it."
Andersen cut the association’s expenses and began using fundraising events to increase revenue without raising the members’ dues.
"We cut expenses immediately, and you look for other sources of income," she said. "It sounds simple, but we had to be creative. We had to think outside the box. Dues was not the place to go. We needed to raise money but we didn’t want to do it on the backs of the dealers. And, of course, we also slashed expenses. I didn’t spend if they didn’t have it."
Growing up in the Detroit area, Andersen has been around the car business and car people her entire life. While attending Northern Michigan University, she worked on the assembly line for Federal Mogul, a major parts supplier to auto manufacturers.
"I worked my way through college working in automotive factories," she said. "We made all the plastic parts, like the dash, on injection molding machines. They came off the assembly line and you had to trim all the plastic off of them."
Andersen said the biggest step she has seen IIADA take during her tenure has been in its relationship with the state government.
"We have grown tremendously in recognition within the state government<" she said. "Our state officials, from the governor to the secretary of state to the director of the bureau of motor vehicles, all look to the association now for advice and suggestions, which was not the case when I came on board 11 years ago.
"That is huge. That’s probably the thing I’m most proud of."
NEWS RELEASE Secretary of State Connie Lawson Announces New Security Measures
Auto dealer plates now linked to national law enforcement database
(INDIANAPOLIS) May 24, 2012– Secretary of State Connie Lawson is pleased to announce Indiana auto dealer plates are now linked to the National Law Enforcement Telecommunications System, a national database for law enforcement officers. Linking Indiana auto dealer plates to the national database provides law enforcement nationwide with access to real time information, greatly reducing the appeal of Indiana plates for illegal purposes.
“This is a huge step forward for our long-term security,” said Secretary of State Connie Lawson. “By ensuring dealer plates can be tracked by local and national law enforcement agencies, we can better protect Indiana’s legitimate auto dealers, and deter the theft of these plates for criminal use around the country.”
Prior to this enhancement, law enforcement outside the state could look up an individual’s personal vehicle information, but were unable to access Indiana dealer plate data. Law enforcement can now access information on metal dealer plates used for dealership business such as test drives and paper temporary plates issued when a vehicle is sold. Law enforcement will use the enhancement to instantly access data in routine traffic stops and to solve crimes.
The Auto Dealers Services Division of the Secretary of State’s office worked with the Bureau of Motor Vehicles and the Indiana State Police to link to the national database.
Through the BMV and State Police systems, dealer plate and registration information makes its way to the national database.
Supreme Court Upholds Health Care Law
What Will It Mean For You?
The US Supreme Court has found in favor of the health care law by deeming the individual mandate unconstitutional under the commerce clause however now calling it a tax so the mandate is upheld. By doing so, some of the key factors that will be taking place in the year and a half are as follows:
§ Individual Mandate: Starting in 2014, everyone in the US must buy health insurance or will be subject to tax. Those who cannot afford to buy health insurance, (families at poverty level) will be subsidized by the government. Families making over $80,000 per year will not receive a subsidy. This provision was the heart of the lawsuit. The individual mandate goes hand-in-hand with the next provision; guaranteed issue. Making everyone buy insurance stops people from buying it only when they become sick.
§ Guaranteed Issue: Also starting in 2014, all health insurance companies must accept all applicants regardless of pre-existing conditions. NIADA members have access to guaranteed-issue, limited medical right now by visiting www.niadahealthplans.com
§ Minimum Essential Coverage (MEC): This provision states that the government will regulate what plans will cover and not cover as a means to qualifying acceptable coverage. Having acceptable coverage means not facing fines/penalties. It is expected that the highest deductible for a single will be $2,000 and $4,000 for a family. This, however, could jeopardize Health Saving Accounts (HSA’s), which are linked to high-deductible health plans and are a popular option for the self-employed and for small businesses.
§ Health Insurance Exchanges: Each state will set up a health insurance exchange for consumers to shop for health plans. If they qualify, they will be able to receive subsidies through the exchange. members can visit the NIADA Health Insurance Exchange right now to shop rates from multiple carriers through www.niadahealthplans.com
Additional questions on the law and how it will affect you? NIADA members can call the NIADA Member Health Insurance hotline at 1-888-308-9340 or visit www.niadahealthplans.com
RISK BASED PRICING & ADVERSE ACTION NOTICES
August 12, 2011 Recently the Federal Reserve Board (FRB) along with the Federal Trade Commission (FTC) developed new rules for the issuance of Risk Based Pricing & Adverse Action Notices. As you may be aware, beginning July 21, 2011, Risk Based Pricing Notices or Adverse Action Notices given to customers were required to include the following information: 1. A numerical credit score used in making the credit decision; 2. The range of possible scores under the model used; 3. Up to four factors that adversely affected the consumer’s credit score (or up to five factors if the number of inquiries made with respect to that consumer report is a key factor); 4. The date on which the credit score was created; and 5. The name of the person or entity that provided the credit score. Sample forms developed by the FRB and FTC which include these changes go into effect on August 15, 2011 and for your convenience we have provided links to these updated regulations and sample forms at www.niada.com and below. >> Final Rule for Adverse Action Notices >> Final Rule for Risk-Based Pricing >> Sample Forms: Risk-based Pricing The NIADA along with our network of state affiliate organizations is available to help you better understand the effects of these new developments. Please take a moment to review these regulations and the forms you are using when giving your customers Risk Based Pricing or Adverse Action Notifications. There are multiple versions of these forms and the appropriate form option for your operation should be determined by a review of these new guidelines and advice from your own legal counsel. Additionally, most dealer management software (DMS) companies have already updated the forms in their systems to reflect these new changes; however, if you subscribe to a DMS system, you may want to double check just to make sure. If you have any questions or additional thoughts, feel free to contact us here at the NIADA headquarters at (817) 640-3838. At your service, Steve Jordan Chief Operating Officer NIADA
AMENDED RISK-BASED PRICING REGULATIONS EFFECTIVE JULY 21, 2011
Amended Risk-Based Pricing Regulations and Reg B Notices The Federal Reserve Board and the Federal Trade Commission (the “Agencies”) have issued final rules to implement the credit score disclosure requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”). Risk-Based Pricing Regulations The Agencies jointly released amendments to the Risk-Based Pricing Rules to require disclosure of credit scores and related information in risk-based pricing notices if the creditor uses the consumer’s credit score to set the material terms of credit. The final rule implements the provision added to Section 615(h) of the Fair Credit Reporting Act (“FCRA”) made by Section 1100F of the Dodd-Frank Act. The final rule requires creditors to disclose certain information to consumers when creditors use a credit score to set or adjust the terms of credit, including: (1) the credit score used by the person in making the credit decision; (2) the range of possible credit scores under the model used to generate the credit score; (3) all of the key factors that adversely affected the credit score, which must not exceed four key factors. However, if one of the key factors is the number of inquiries made, the number of key factors must not exceed five; (4) the date on which the credit score was created; and (5) the name of the consumer reporting agency or other person that provided the score. The final rule also requires a statement that a credit score is a number that takes into account information in a consumer report, that the consumer’s credit score was used to set the terms of credit offered, and that a credit score can change over time to reflect changes in the consumer’s credit history. The final rule includes model forms. The credit score disclosure requirement is mandatory as of July 21, 2011. Adverse Action Notices Section 701 of the Equal Credit Opportunity Act requires a creditor to notify a credit applicant when it takes adverse action. Section 615(a) of the FCRA requires a person to provide a notice when the person takes an adverse action against a consumer based in whole or in part on information in a consumer report. The Federal Reserve Board also released the final rule for the revised model notices to reflect the new content requirement in Section 615(a) of the FCRA made by Section 1100F of the Dodd-Frank Act. The revised content of the model forms contained in Appendix C, Forms C-1 through C-5, must include the same information as shown above. The disclosures must appear primarily in narrative format, after the information related to the reasons for why adverse action was taken and the statement that the creditor obtained information from a consumer reporting agency. Use of the revised model forms is mandatory as of July 21, 2011. Thomas B. Hudson, Esq. Editor in Chief, CARLAW CounselorLibrary.com LLC Direct Dial: 410.865.5411 Toll Free: 877.464.8326 ext.5411 Fax: 410.684.2001 E-Mail: email@example.com
INTERIM PLATES ON DEMAND
Mandatory new ordering program for Interim Plates became effective April 30, 2010 for all automotive dealers in Indiana. Through the Plates On-Demand program, automotive dealers access and print temporary plates online as they are needed instead of ordering the plates in bulk and having them shipped. A new temporary plate design is also part of the up-graded program.
Click below for details & instructions on the Indiana Secretary of State Dealer website: <a href="http://www.in.gov/sos/dealer ">Click Here</a>
Increasing Online Traffic to IIADA Members
Auto Search Technologies, Inc. is currently working on a project for IIADA members to increase online traffic to dealerships.
Auto Search Technologies, Inc. partnered with the NIADA as one of their newest member benefit providers.
Because Auto Search Technologies, Inc. values the quality of the IIADA and its members, Auto Search Technologies, Inc. has developed a package tailored specifically for members of the IIADA. With the purchase of the Auto Search Online or AutoBAHN website, IIADA Members will receive 12 (twelve) complimentary months of the AutoHitList National Dealer Listing Network as well as one of the following items:
IIADA Membership Renewal Fees | Flash Upgrade | Automatic Inventory Import | Logo Design Package | 6 Months Craigslist Template Manager | 6 Months Web Hosting | 6 Months eCommerce/ BHPH
Auto Search Technologies, Inc. (AST) is an automotive software engineering firm that creates innovative and highly advanced web technologies. AST was developed by software engineers, not marketing reps; therefore, giving us the needed tools and understanding of the strict requirements necessary to be found on the Internet and through the search engines (Google, Yahoo, MSN, AltaVista, AOL, etc). By utilizing this knowledge, all of our software is capable of presenting our dealers and their inventory to their potential customers and target audience within their desired demographic. Auto Search Technologies, Inc has developed both products (Auto Search Online) as well as numerous services (AutoHitList) to cater to all client needs. We combine science and art to give our clients the best online presence for their dealership and inventory.
Our products and services are cost effective and powerful. Through our exclusive SEO traffic targeting system, outstanding customer service, and affordable technologies our dealers are ranking above their competition all over the Internet. Best of all, we can prove it. Our team will take your dealership and bring it to life on the web, making your website one of your best and most cost effective marketing tools.
Auto Search Online:
The Auto Search Online is a stand alone web application packed with SEO (Search Engine Optimization) that is dominating the top of the search engines (Google, Yahoo, MSN, AltaVista, AOL ...etc). This individual dealership website allows dealerships to list unlimited vehicles online with unlimited photos, with no monthly fees. The Auto Search Online allows dealers to be found by potential customers who are either looking for the vehicles on their lot, or whatever general search terms or phrases that they would like to be found under online.
The AutoHitList National Dealer Listing Network is a service developed to take online vehicle listings to the next level. In addition to having your inventory listed in www.AutoHitList.com, as part of the service we publish dealer inventory to thousands of website pages and websites all over the Internet without any additional data entry by just by being a member of the AutoHitList National Dealer Listing Network. Other Premium Services include eCommerce, Stock Image, News and Blogs, and much more.